Weekly FX & macro intelligence for importers, exporters, and treasury teams. Six moves. What they mean for your bottom line. Published every Monday — English & French.
Latest Issue
Six moves that matter for your business — plus the key economic events to watch this week.
Published Monday, August 3, 2026
US 50% tariffs on nearly $20 billion in Canadian goods rattle the loonie ahead of an August 19 deadline, the Fed holds 9-3 with a record three dissenters putting a September hike firmly in play, the Bank of England votes 6-3 as a third hawk joins the camp, and the Bank of Canada stays the course amid growing tariff uncertainty.
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Every Monday morning, our team scans the week's most impactful FX and macro developments and translates them into plain language for your business.
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Effective Date: March 13, 2026 · Last Revised: March 13, 2026
FinXtra 9511-3965 Québec Inc.
Everyone at FinXtra values your trust, and we are committed to protecting your personal data. This Privacy Policy outlines how FinXtra ("9511-3965 Québec Inc., trading as FinXtra", "we", "our", or "us") collects, uses, discloses, and safeguards your personal information when you use our services or visit our website (www.finxtra.ca), including our digital platforms, payment interfaces, and customer portals (collectively, the "Services").
FinXtra operates across Canada, the United States, Mexico, and the United Kingdom. We are committed to complying with all applicable data protection laws in each jurisdiction where we operate, including: PIPEDA and Quebec Law 25 (Canada), UK GDPR and PECR (United Kingdom), CCPA/CPRA (California, USA), and LFPDPPP (Mexico).
This policy applies to all individuals and businesses who use or interact with FinXtra, including website visitors, platform users, financial partners, and business clients. It does not extend to third-party websites or applications you may access via links on our platform.
a) Information You Provide to Us
b) Information Collected Automatically
c) Information from Third Parties
We use your personal information to:
We process your personal data on the following legal bases, as applicable under UK GDPR and other applicable laws:
FinXtra is headquartered in Montreal, Quebec, and fully complies with Quebec's Act Respecting the Protection of Personal Information in the Private Sector (Law 25), which came into full force in September 2023. In accordance with Law 25:
We obtain your consent before collecting, using, or disclosing your personal information, except where the law provides an exception. You have the right to access, correct, and request deletion of your personal information. You may withdraw your consent at any time, subject to legal and contractual restrictions. We have appointed a Privacy Officer responsible for the protection of personal information. You may file a complaint with the Commission d'accès à l'information (CAI) if you believe your privacy rights have been violated. Privacy Impact Assessments (PIAs) are conducted for any new projects involving personal information.
For individuals located in the United Kingdom, FinXtra complies with the UK General Data Protection Regulation (UK GDPR) and the Privacy and Electronic Communications Regulations (PECR).
Under UK GDPR, you have the following rights: the right to access your personal data; the right to rectification; the right to erasure ("right to be forgotten"); the right to restrict processing; the right to data portability; the right to object to processing; and rights related to automated decision-making and profiling.
We will not set non-essential cookies or tracking technologies for UK visitors without your prior, explicit consent. You may withdraw consent at any time through our cookie preference centre.
FinXtra may be required to register with the Information Commissioner's Office (ICO) as a data controller. For privacy concerns relating to UK data processing, you may contact the ICO at www.ico.org.uk.
FinXtra uses cookies and similar technologies to improve your experience, analyze platform usage, and support marketing efforts. Cookies are categorized as follows:
You can manage or withdraw your cookie consent at any time through our cookie preference centre, accessible via the banner displayed on your first visit to www.finxtra.ca.
We only share your personal information when necessary and in the following circumstances:
As FinXtra operates across Canada, the United States, Mexico, and the United Kingdom, your personal data may be transferred across borders. Where data is transferred outside the UK or Canada, we ensure that appropriate safeguards are in place, such as Standard Contractual Clauses (SCCs) or equivalent mechanisms, to protect your data in accordance with applicable law.
Depending on your jurisdiction, you may have the right to:
To exercise any of these rights, please contact us at info@finxtra.ca. We may request verification of your identity before processing your request. We will respond within 30 days (or within the timeframe required by applicable law).
We retain personal data for as long as necessary to deliver our Services, meet legal obligations, and support compliance requirements. Retention periods are determined by the nature of the data and applicable regulatory requirements. When data is no longer required, it is securely deleted or anonymized.
FinXtra implements appropriate technical and organizational measures to protect your personal information against unauthorized access, loss, alteration, or disclosure. These measures include encryption, access controls, and regular security assessments. In the event of a data breach affecting your rights and freedoms, we will notify you and the relevant supervisory authority as required by law.
We may update this Privacy Policy from time to time to reflect changes in our practices or applicable law. We will notify you of material changes by posting the updated policy on our website with a revised effective date. Where required by law, we will seek your consent before implementing material changes.
If you have any questions, concerns, or requests regarding this Privacy Policy or how we handle your personal data, please contact us:
FinXtra Privacy Officer
9310 Boul. Saint-Laurent
Montreal, QC, H2N 1N4
Canada
Email: info@FinXtra.ca
Website: www.finxtra.ca
For UK-specific privacy matters, you also have the right to contact the Information Commissioner's Office (ICO) at www.ico.org.uk.
For Quebec-specific privacy matters, you may contact the Commission d'accès à l'information (CAI) at www.cai.gouv.qc.ca.
© 2026 FinXtra 9511-3965 Québec Inc. · 9310 Boul. Saint-Laurent, Montreal, QC, H2N 1N4 · www.finxtra.ca
Last Updated: March 1st, 2026
Welcome to the website of FinXtra ("9511-3965 Québec Inc is trading as FinXtra", "we", "our", or "us"). By accessing or using our website or services, you agree to be bound by the following Terms of Service ("Terms"). If you do not agree with these terms, please refrain from using our website and services.
The FinXtra website and its content are provided for general information and business purposes only. Nothing on this site constitutes financial, legal, or investment advice. You agree to use this website and our services in compliance with all applicable laws.
To use our services, you must be at least 18 years old, be authorized to act on behalf of a company (if applicable), and provide accurate and complete information during onboarding.
All content on this website including logos, text, images, videos, software, and design is the property of FinXtra or its partners and is protected under applicable copyright and trademark laws. You may not copy, modify, reproduce, publish, distribute, or exploit any content without our written permission.
FinXtra partners with trusted third-party financial institutions (i.e., Ebury) to deliver regulated services such as payment processing, e-money issuance, and FX execution. By using FinXtra, you acknowledge and accept that third-party providers may process your data and transactions as part of service delivery.
We strive to provide accurate, secure, and uninterrupted access to our website and services. To the fullest extent permitted by law, FinXtra shall not be liable for any loss or damages resulting from your use of, or inability to use, our website or services.
You agree not to misuse or interfere with the site, attempt unauthorized access, use FinXtra for fraudulent or unlawful activity, or impersonate any person or business.
Your use of this website and our services is also governed by our Privacy Policy, which outlines how we collect, use, and protect your information.
We aim to resolve all issues promptly and transparently. If you have a complaint or concern, please email us at info@finxtra.ca.
We reserve the right to modify these Terms at any time. Changes will be posted on this page with an updated "Last Updated" date. Continued use of our website or services constitutes acceptance of the revised terms.
These Terms are governed by the laws of the Province of Quebec and the laws of Canada applicable therein. You agree to submit to the exclusive jurisdiction of the courts located in Montreal, Quebec for any disputes arising out of these Terms.
If you have any questions about these Terms, please contact: info@FinXtra.ca
Last Updated: March 1st, 2026
Here at FinXtra / 9511-3965 Québec Inc, we deem the security of your funds as our top priority. We work with trusted, regulated financial institutions to ensure that all client funds are safeguarded in accordance with international regulations and financial conduct standards.
9511-3965 Québec Inc is trading as FinXtra. Payment and foreign currency exchange services are provided by Ebury Partners Canada Limited, registered as a Money Services Business ("MSB") with FINTRAC (Reg. No. M17949017) and licensed as an MSB with Revenue Quebec (Licence No. 12062).
All client funds are held in segregated client accounts with Tier 1 banks. This forms part of the licencing requirements with FINTRAC and provides security over client funds since they sit entirely separately from operational accounts, so client funds are always safe.
If FinXtra or our partners were to become insolvent, your safeguarded funds would remain protected and recoverable. These funds are not used for business operations or investments. They are held in trust on your behalf.
9511-3965 Québec Inc is trading as FinXtra is a corporate authorised representative of Ebury which is backed by Santander. Ebury is one of the largest non-bank providers of foreign exchange services, transacted $56bn in the last 12 months, is fully regulated in 21 countries and has 24 offices globally.
Canada: Ebury Partners Canada Ltd. is registered as an MSB with FINTRAC (Reg. No.: M17949017) and licensed with the AMF (Licence No. 904066).
UK: Ebury Partners UK Ltd is authorised and regulated by the Financial Conduct Authority as an Electronic Money Institution (Ref: 900797).
If you have any concerns or would like more information about how safeguarding works at FinXtra, please contact us at info@finxtra.ca.
Safeguarding protections only apply until your funds have been successfully paid out to your intended beneficiary. Once funds are transferred out of your account, they are no longer subject to safeguarding.