FX solutions for e-commerce and retail businesses selling globally
Sell globally, collect in local currencies and repatriate profits at a competitive rate. Multi-currency accounts built for high-volume, multi-market merchants.
Why do global merchants need multi-currency accounts?
Merchants who sell in several markets are paid in several currencies. Converting every payout at a default rate eats into retail margins. With multi-currency collection accounts you collect in the currency your customers pay in, hold the balance and convert when it suits you, and pay suppliers from the same balance. Transactions run on wholesale FX liquidity.
Who we help
How FinXtra works for your business
Bring profits home on your terms
Instead of converting every payout the moment it lands, you can hold balances in the currency you collected and convert when the rate suits you. Limit orders let you set the exchange rate you want and trade automatically when the market reaches it.
Why businesses in your sector choose FinXtra
- 35 currencies you can collect and 135+ you can pay.
- Hold balances in the currency you collected and convert when it suits you.
- Access to wholesale FX liquidity, usually reserved for large corporations.
- Transparent pricing. No hidden fees, no surprises.
- 1,000+ clients worldwide.
"The team at FinXtra is nothing short of AMAZING. They are professional and knowledgeable and have saved me and our company SO much time and money. We now deal in 6 different currencies and our lives are so much better. I highly recommend them."
FX for e-commerce and retail: common questions
Which currencies can I collect?
You can collect 35 currencies. Contact us to confirm availability for the currency you need.
Can I pay suppliers from the same balance?
Yes. Currency accounts let you collect funds and initiate outgoing payments.
Can I choose when to convert?
Yes. You can hold a balance in the currency you collected, and use limit orders to set the exchange rate you want and trade automatically when the market reaches it.
Are there account opening fees?
Opening an account is completely free, and you get full access to the platform.
Why are your rates better than my bank's preferential rates?
Banks often waive small transaction fees but keep a wide markup on the exchange rate itself, which is where the real cost sits. We give you access to wholesale FX liquidity usually reserved for large corporations, with transparent, market-linked pricing.
Is FinXtra regulated?
FinXtra works with Ebury, which provides the payment and foreign exchange services. Ebury Canada is registered with FINTRAC, and all client funds are held with Ebury Canada in line with regulatory standards. See the regulatory disclosure at the bottom of this page for the US, UK and Mexico.
This page is general information, not financial advice. Services are subject to eligibility and approval. Hedging fixes your rate in both directions.
Stop losing margin on every cross-border sale
Book a free 20-minute FX analysis. We review your exposure and show you what works for your business, at no cost and with no commitment.
Related industries: Importers & Exporters · Software & Technology · Transport & Logistics · Talent Agents · NGOs & Charities · Explore all industries →
Solutions: International payments · Bulk payments · Limit orders · Forward contracts · Multi-currency accounts · FX facility · Payments to and from Mexico · CAD to EUR payments · Pay suppliers in China · Latin American currencies · African currencies · E-commerce payout currencies · API, AI and MCP integrations · FX options · Business lending · Trade finance
