(514) 892-1111
(416) 627-7111
Toll-free: 1-844-627-7111
info@finxtra.ca
Newsletter
Home › Solutions › Business lending
Solutions · Business lending

Business lending and funding for growing companies

Flexible term loans, invoice factoring and trade finance to help you grow and bridge cash gaps. Talk to a FinXtra adviser about what fits your business.

Small business owner handing a parcel across a workshop counter

What business funding can FinXtra help with?

Cross-border businesses often need working capital before the cash arrives. FinXtra helps you explore three types of funding: business term loans with local settlement, invoice factoring that advances cash on outstanding invoices, and trade finance that bridges supply chain gaps with global funding. Availability, terms and cost depend on your business and are confirmed during your analysis. All lending is subject to eligibility and credit approval.

Three ways to fund your business

Business term loans
Flexible loans with local settlement to fund growth. Ask us about amounts, terms and eligibility.
Invoice factoring
Advance cash from outstanding invoices instead of waiting for customers to pay.
Trade finance
Bridge supply chain gaps with global funding, so you can pay suppliers while you wait to be paid.

How it works with FinXtra

1
Free 20-minute FX analysis
We review your cash cycle, your customers and suppliers and which type of funding could fit.
2
Tell us what you need
Share how much, how fast and what for. We tell you what looks realistic.
3
Review the options
We walk you through the funding types that may fit and what each one involves.
4
Apply and decide
Eligibility, credit approval and terms are set by the funder. You decide whether to proceed.

Funding that matches how you get paid

Cross-border businesses often pay suppliers before customers pay them, and currency moves can widen the gap. Funding and FX risk management work best together, so we can look at both in the same conversation.

Why growing businesses choose FinXtra

  • Funding options alongside FX and payments, in one conversation.
  • A dedicated adviser who understands your cash cycle.
  • A dedicated adviser before and after onboarding.
  • 1,000+ clients worldwide.

Business lending: common questions

What types of business funding can I ask about?

Business term loans, invoice factoring and trade finance.

Is approval guaranteed?

No. All lending is subject to eligibility, credit approval and the terms of the funder.

Who provides the funding, and what does it cost?

It depends on your case. We deal with each business individually, and we confirm who provides the funding, on what terms and at what cost, before you commit to anything.

Can I combine funding with FX hedging?

Yes. If you are funding foreign currency costs or waiting on foreign currency receivables, we can look at funding and FX risk together.

How do I get started?

Book a free 20-minute analysis. We review your situation and tell you which options are worth exploring.

This page is general information, not financial advice or an offer of credit. Business lending is subject to eligibility, credit approval and the terms of the funder. Terms, rates and availability vary.

Free and no obligation

Find out which funding options fit your business

Book a free 20-minute FX analysis. We review your exposure and show you what works for your business, at no cost and with no commitment.

Related solutions: International payments · Bulk payments · Limit orders · Forward contracts · Multi-currency accounts · FX facility · Payments to and from Mexico · CAD to EUR payments · Pay suppliers in China · Latin American currencies · African currencies · E-commerce payout currencies · API, AI and MCP integrations · FX options · Trade finance · Explore all FX solutions →

Industries: Importers & Exporters · Software & Technology · Transport & Logistics · E-commerce & Retail · Talent Agents · NGOs & Charities