Currency exchange for buying or selling property abroad
Invest in global property markets with smarter transfers. Pay deposits and closing costs in the local currency at transparent rates.
How do I pay for property in another currency?
When you buy property abroad, the price, the deposit and the closing costs are in the local currency, while your money is in another. The exchange rate on each transfer changes what the purchase really costs you. FinXtra helps you send each payment in the right currency at transparent rates, with a full breakdown of costs, including any currency markup, before you commit. If your payment date is known, you can lock the rate in advance. Selling property abroad? We help you convert the proceeds and bring them home at transparent rates.
What a property purchase abroad can look like
Illustrative example only, not a quote. The bank margin shown is an assumption used for comparison. Your rate, costs and savings depend on the currency, the amount, the timing and market conditions, and your adviser confirms them before you commit.
Who we help
How FinXtra works for you
Lock the rate for your closing date
If you know when a payment is due, a forward contract fixes the exchange rate in advance, so the price in your own currency stops moving. A limit order lets you set a target rate and trade automatically when the market reaches it. Hedging works in both directions, so you give up gains as well as losses. Ask us which suits your timeline.
Why property buyers choose FinXtra
- A full cost breakdown, including any currency markup, before you commit.
- Access to wholesale FX liquidity, usually reserved for large corporations.
- Transparent pricing. No hidden fees, no surprises.
- 1,000+ clients worldwide.
"I have been very satisfied working with FinXtra all my referrals receive the best treatment in any currency they need to transfer. I am extremely satisfied with the level of service and quality of detail received. A great partnership win win for everyone."
Buying property abroad: common questions
Can I lock the exchange rate for a future closing date?
Yes. Forward contracts can lock a rate for up to five years.
Will I know the cost before I send money?
Yes. We give you a full breakdown of costs, including any currency markup, before you commit to a transaction.
Which currencies can I pay in?
You can send payments in 135+ currencies. Ask us about the country you are buying in.
How can I fund a payment?
Options include bill payments, electronic funds transfers, bank wire transfers and pre-authorized direct debits. For security and regulatory compliance, cheques and cash are not accepted.
Are there account opening fees?
Opening an account is completely free, and you get full access to the platform.
Is FinXtra regulated?
FinXtra works with Ebury, which provides the payment and foreign exchange services. Ebury Canada is registered with FINTRAC, and all client funds are held with Ebury Canada in line with regulatory standards. See the regulatory disclosure at the bottom of this page for the US, UK and Mexico.
This page is general information, not financial advice. Services are subject to eligibility and approval. Hedging fixes your rate in both directions.
Know what your property purchase really costs in your own currency
Book a free 20-minute FX analysis. We look at your situation and show you what works for you, at no cost and with no commitment.
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Solutions: International payments · Forward contracts
