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FX and international payments for software and technology companies

Pay international teams, vendors and cloud providers in their local currency without the bank fees. Streamline global payroll and SaaS billing in one place.

Bright modern software office with developers working at their desks

Why do software companies need an FX partner?

Software and technology companies often earn in one currency and spend in several: contractors in other countries, cloud and software vendors billed in USD or EUR, and customers who pay in their own currency. Every conversion at a bank's rate adds cost. FinXtra gives you one place to pay people and vendors abroad, collect from international customers and plan for currency swings, with access to wholesale FX liquidity.

Who we help

Companies with global teams
You pay contractors and employees in several countries. Paying each in their local currency keeps things simple for them and predictable for you.
SaaS and cloud businesses
You bill customers abroad and pay vendors and cloud providers in foreign currencies. Collection accounts and payments sit in the same place.
Scale-ups with growing foreign costs
As foreign spending grows, so does exposure to the exchange rate. We help you decide when a forward contract makes sense.

How FinXtra works for your business

1
Free 20-minute FX analysis
We review where your team, vendors and customers are, and which currencies you pay and collect in.
2
Set up your account
Opening an account is free. We set up payments and the currency accounts you need.
3
Pay and collect
Send payments to teams and vendors abroad, and collect from customers in their own currency.
4
Plan ahead
For predictable foreign costs, lock a rate with a forward contract. Your adviser helps you decide how much.

Pay people and vendors abroad without the friction

We offer payment batches so you can send many payments at once, a feature our clients use to save time on recurring payables. Ask us how batch payments could work for your payroll and SaaS vendor payments.

Why businesses in your sector choose FinXtra

  • Pay in 135+ currencies, so your teams and vendors are paid in their own currency.
  • Collect in 35 currencies with multi-currency accounts.
  • Access to wholesale FX liquidity, usually reserved for large corporations.
  • Transparent pricing. No hidden fees, no surprises.
  • 1,000+ clients worldwide.
Meghan W.Finance, SAS Company
★★★★★

"The team at FinXtra is nothing short of AMAZING. They are professional and knowledgeable and have saved me and our company SO much time and money. We now deal in 6 different currencies and our lives are so much better. I highly recommend them."

Anabelle C.Director, Travel Agency
★★★★★

"I was referred by a friend to work with Adnan. For several years now all my payables go through FinXtra. I save so much time with the payment batches. Thanks again to the whole team!"

Anabelle C.'s testimonial is translated from French.
All testimonials, reviews and opinions presented on our website are applicable only to those individuals named, may not be a representative experience of others and cannot be independently verified. Results will vary and we do not take responsibility for any testimonials, reviews and opinions as the information cannot be independently verified. Customers agree to proceed at their own will and risk.

FX for software and technology companies: common questions

Can I pay international contractors in their local currency?

Yes. You can send payments in 135+ currencies. Ask us about the currency and country you need.

Can I pay many people or vendors at once?

Yes, payment batches are available, and clients use them to save time on recurring payables. We confirm how they apply to you during your analysis.

Can I collect from customers in their own currency?

Yes. Currency accounts let you collect 35 currencies and hold the funds in an account in your name. Contact us to confirm availability for the currency you need.

How can I fund a payment?

Options include bill payments, electronic funds transfers, bank wire transfers and pre-authorized direct debits. For security and regulatory compliance, cheques and cash are not accepted.

Are there account opening fees?

Opening an account is completely free, and you get full access to the platform.

Is FinXtra regulated?

FinXtra works with Ebury, which provides the payment and foreign exchange services. Ebury Canada is registered with FINTRAC, and all client funds are held with Ebury Canada in line with regulatory standards. See the regulatory disclosure at the bottom of this page for the US, UK and Mexico.

This page is general information, not financial advice. Services are subject to eligibility and approval. Hedging fixes your rate in both directions.

Free and no obligation

Simplify how your tech company pays and gets paid abroad

Book a free 20-minute FX analysis. We review your exposure and show you what works for your business, at no cost and with no commitment.

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