Pay school and university fees across borders, easily
Pay school or university fees in another country. You see the full cost, including any currency markup, before you commit.
How can I pay tuition in a foreign currency?
Schools and universities abroad bill in their own currency, and the exchange rate applied to a large tuition payment makes a real difference to what you pay. FinXtra lets you pay in the school's currency at transparent rates, with a full breakdown of costs, including any currency markup, before you commit. You open an account for free, fund the payment and send it.
What a tuition payment can look like
Illustrative example only, not a quote. The bank margin shown is an assumption used for comparison. Your rate, costs and savings depend on the currency, the amount, the timing and market conditions, and your adviser confirms them before you commit.
Who we help
How FinXtra works for you
Plan for the next term, not just this one
Tuition is a recurring cost in a currency that moves. If you know the amounts and the dates, a forward contract can fix the rate for future payments, so a rise in the foreign currency does not raise next year's bill in your own currency. Hedging works in both directions: if the foreign currency falls, you will not benefit. We help you decide how much to lock.
Why families choose FinXtra for tuition
- Pay in the currency the school bills in, from 135+ currencies.
- A full cost breakdown, including any currency markup, before you commit.
- We plan the transfer around your payment deadline, so late fees are not a surprise.
- Access to wholesale FX liquidity, usually reserved for large corporations.
- Transparent pricing. No hidden fees, no surprises.
- 1,000+ clients worldwide.
Tuition payments: common questions
Can I pay a school or university in another currency?
Yes. You can send payments in 135+ currencies. Ask us about the currency and country you need.
Will I see the cost before I commit?
Yes. We give you a full breakdown of costs, including any currency markup, before you commit to a transaction.
Can I lock the rate for future semesters?
Yes. Forward contracts can lock a rate for up to five years. We help you decide how much to lock.
How can I fund a payment?
Options include bill payments, electronic funds transfers, bank wire transfers and pre-authorized direct debits. For security and regulatory compliance, cheques and cash are not accepted.
Are there account opening fees?
Opening an account is completely free, and you get full access to the platform.
How far in advance should I contact you before the deadline?
Ideally 3 to 5 business days before the deadline, so your adviser has time to plan the transfer and confirm the cost. Speed depends on the currency, the country and when you fund the payment, so tell us your deadline and we tell you what is realistic.
Is FinXtra regulated?
FinXtra works with Ebury, which provides the payment and foreign exchange services. Ebury Canada is registered with FINTRAC, and all client funds are held with Ebury Canada in line with regulatory standards. See the regulatory disclosure at the bottom of this page for the US, UK and Mexico.
This page is general information, not financial advice. Services are subject to eligibility and approval. Hedging fixes your rate in both directions.
See what your tuition payment will cost before you send it
Book a free 20-minute FX analysis. We look at your situation and show you what works for you, at no cost and with no commitment.
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Solutions: International payments · Forward contracts
