FX solutions for NGOs, nonprofits and charitable organizations
Every dollar donated deserves to arrive in full. Your mission does not end at the border, but your bank's willingness to help often does. Move donations, grants and aid across borders with no hidden markups. Transparent FX pricing so every dollar reaches its destination, not a bank's margin.
Why does FX pricing matter for charitable organizations?
Every point lost to a currency markup is a point that does not reach the people you serve. Charities and NGOs send grants, pay field teams and partners, and receive donations in several currencies. FinXtra gives you transparent pricing with a full breakdown of costs, including any currency markup, before you commit, and access to wholesale FX liquidity.
Built for missions, not for margins
Your bank sees your NGO as a compliance liability. FinXtra sees you as the reason cross-border payments need to work better.
Who we help
How FinXtra works for your business
We are not a bank. That is the point.
Banks often treat NGOs as high-risk, low-margin accounts, and the real cost of a transfer is rarely clear. FinXtra is built for organizations that work across borders. We understand grant timelines, in-country field offices and the reporting your funders expect, and we show you the full cost, including any currency markup, before you commit. That gives your finance team a clear figure to report to donors and boards.
Africa: the continent where most providers stop. We do not.
Most FX providers handle the major currencies easily and go quiet the moment you mention Naira, Birr or West African CFA Franc. They will tell you it is complex. We will tell you it is our specialty. FinXtra works direct corridors across Africa, including restricted-currency and managed-float markets that many banks will not touch without a long onboarding process and a stack of unexplained fees.
Speed and availability depend on the currency, the country and your organization. Your adviser confirms what is possible before you commit.
Latin America: volatility is the reality. We have built around it.
Latin America is one of the fastest-growing regions for international NGO activity, and one of the most underserved by conventional FX providers. IOF taxes in Brazil, local payment rails in Mexico and managed-exchange rules in Argentina are not edge cases. They are the reality of operating there. FinXtra works market by market, so your team moves funds with confidence, not workarounds.
Availability depends on the currency, the country and your organization. Your adviser confirms what is possible before you commit.
Why businesses in your sector choose FinXtra
- No hidden markups, with a full cost breakdown before you commit.
- Free account opening and full access to the platform.
- A named adviser who knows your programs and picks up the phone.
- Direct corridors across Africa and Latin America, confirmed currency by currency.
- Multi-user access with approval workflows, so HQ and field offices work within the limits you set.
- Access to wholesale FX liquidity, usually reserved for large corporations.
- Transparent pricing. No hidden fees, no surprises.
- 1,000+ clients worldwide.
FX for NGOs and charities: common questions
Are there account opening fees?
Opening an account is completely free, and you get full access to the platform.
Can you handle restricted currencies like the Nigerian Naira or Ethiopian Birr?
We work direct corridors across Africa, including restricted and managed-float currencies such as NGN, ETB and XOF/XAF, and you can pay and receive in GHS, MUR and BWP. Some, such as the Nigerian Naira, are executed through your adviser rather than the online platform. Availability and requirements depend on the currency, the country and your organization, and your adviser confirms them before you commit.
Do NGOs face special compliance requirements for international transfers?
Charities and NGOs are generally subject to enhanced due diligence, especially when funds go to higher-risk countries. We tell you upfront which documents to expect, such as your registration documents and a short overview of your payment needs, so the process does not stall.
Can we send money to partners in their local currency?
Yes. You can send payments in 135+ currencies. Ask us about the currency and country you need.
Can we receive donations in foreign currencies?
Currency accounts can collect 35 currencies. Contact us to confirm availability for the currency you need.
Do you support multi-user access for field offices and distributed teams?
Yes. Administrators can add as many users as you need, set custom access levels, build approval workflows and require dual authorization (the four-eyes principle) before funds are released. You set it up to match your governance.
How can I fund a payment?
Options include bill payments, electronic funds transfers, bank wire transfers and pre-authorized direct debits. For security and regulatory compliance, cheques and cash are not accepted.
Can we hedge a budget set in a foreign currency?
A forward contract can lock a rate for up to five years. Whether it fits your organization depends on your situation, which we review in a free analysis.
Is FinXtra regulated?
FinXtra works with Ebury, which provides the payment and foreign exchange services. Ebury Canada is registered with FINTRAC, and all client funds are held with Ebury Canada in line with regulatory standards. See the regulatory disclosure at the bottom of this page for the US, UK and Mexico.
This page is general information, not financial advice. Services are subject to eligibility and approval. Hedging fixes your rate in both directions.
Your mission moves faster with the right FX partner
Book a free 20-minute FX analysis. We review your exposure and show you what works for your business, at no cost and with no commitment.
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