Bring inherited assets and pension income across borders at a fair rate
Repatriate inherited assets and pension income across borders at rates your bank will never match.
How do I transfer an inheritance or pension across borders?
Inheritances and pensions often mean a large one-time sum or a regular payment in a foreign currency. On large amounts, a wide markup on the exchange rate adds up. FinXtra gives you transparent pricing with a full breakdown of costs, including any currency markup, before you commit. For regular payments, ask about currency accounts that can collect foreign currency, and about limit orders to convert at a target rate.
Who we help
How FinXtra works for you
On large transfers, the exchange rate matters most
Banks often keep a wide markup on the exchange rate itself, which is where the real cost sits, and on a large sum that gap becomes real money. We give you access to wholesale FX liquidity, with transparent pricing and a full breakdown before you commit. We do not give tax or legal advice, so confirm tax and estate questions with your accountant or lawyer.
Why families choose FinXtra for large transfers
- A full cost breakdown, including any currency markup, before you commit.
- Limit orders let you set the rate you want and trade automatically when the market reaches it.
- Access to wholesale FX liquidity, usually reserved for large corporations.
- Transparent pricing. No hidden fees, no surprises.
- 1,000+ clients worldwide.
Inheritance and pension transfers: common questions
Can I move an inheritance to or from another country?
You can send payments in 135+ currencies. Contact us with the countries and currencies involved and we confirm what applies.
Can I receive pension payments in a foreign currency?
Currency accounts can collect 35 currencies. Contact us to confirm availability for the currency you need.
Can I wait for a better rate?
A limit order lets you set the exchange rate you want and trade automatically when the market reaches it. There is no guarantee the market will reach it.
Why are your rates better than my bank's preferential rates?
Banks often waive small transaction fees but keep a wide markup on the exchange rate itself, which is where the real cost sits. We give you access to wholesale FX liquidity usually reserved for large corporations, with transparent, market-linked pricing.
How can I fund a payment?
Options include bill payments, electronic funds transfers, bank wire transfers and pre-authorized direct debits. For security and regulatory compliance, cheques and cash are not accepted.
Is FinXtra regulated?
FinXtra works with Ebury, which provides the payment and foreign exchange services. Ebury Canada is registered with FINTRAC, and all client funds are held with Ebury Canada in line with regulatory standards. See the regulatory disclosure at the bottom of this page for the US, UK and Mexico.
This page is general information, not financial advice. Services are subject to eligibility and approval. Hedging fixes your rate in both directions.
Move your inheritance or pension without losing value to the exchange rate
Book a free 20-minute FX analysis. We look at your situation and show you what works for you, at no cost and with no commitment.
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