An FX facility that lets you hedge without tying up cash
Qualifying clients can lock exchange rates with forward contracts without an upfront collateral requirement, through a credit facility, subject to approval.
What is an FX facility?
An FX facility is a credit line from a foreign exchange provider that lets you enter forward contracts without posting cash margin upfront. Instead of tying up working capital, you hedge against currency moves using the facility. Through FinXtra, the facility does not conflict with your existing banking and financial relationships.
Who uses an FX facility
How an FX facility works with FinXtra
Why not just post cash margin?
Some providers ask for cash margin upfront, and can ask for more if the market moves against you. A facility can free that cash for operations. The trade-off is that a facility is credit, so it is subject to approval and to the terms set by our partner.
Hedge with your cash still working for you
- Zero margin forwards with no upfront collateral requirement for qualifying clients.
- Works alongside your bank, with no conflict with your existing relationships.
- Access to wholesale FX liquidity, usually reserved for large corporations.
- Transparent pricing. No hidden fees, no surprises.
- 1,000+ clients worldwide.
"I have worked with Nik for over 18 years now, I have been so pleased since the beginning made our job less worrying. He always manages to get us a better average on our FX futures contracts. I feel like he's part of our extended business."
"We have worked with FinXtra for the past 15 months as our sole FX service provider. Simon and his team have provided an excellent service at all times. Simon helps us with securing forward contracts when the rates are in our favor he truly cares."
FX facility: common questions
What is an FX facility?
An FX facility is a credit line that lets you enter forward contracts without posting cash margin upfront.
Will an FX facility affect my bank relationships?
No, the credit facility will not conflict with your current banking and financial relationships.
Do I need to post collateral to hedge?
Ask us about zero margin forwards, which have no upfront collateral requirement for qualifying clients. We confirm the terms for your situation during your free analysis.
Is an FX facility guaranteed?
No. A facility is credit, so it is subject to approval and to the lender's terms. Book a free analysis and we tell you what to expect for your situation.
How far ahead can I hedge?
Forward contracts can lock a rate for up to five years.
Is FinXtra regulated?
FinXtra works with Ebury, which provides the payment and foreign exchange services. Ebury Canada is registered with FINTRAC, and all client funds are held with Ebury Canada in line with regulatory standards. See the regulatory disclosure at the bottom of this page for the US, UK and Mexico.
An FX facility is a credit arrangement provided by Ebury, subject to approval and its terms and conditions. Hedging fixes your rate in both directions. This page is general information, not financial advice.
Find out if an FX facility fits your business
Book a free 20-minute FX analysis. We review your exposure and tell you what a facility could look like, at no cost and with no commitment.
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