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Individuals · Family support & emergencies

Send money to family abroad, including when it is urgent

Send urgent funds abroad instantly and support loved ones with reliable, low-cost transfers when it matters most. Speed depends on currency and country.

Two people holding hands across a kitchen table with a phone and a cup of tea

How can I send money to family in another country?

You open a free account through FinXtra, fund the payment and send it in the currency your family needs. You get access to wholesale FX liquidity, with a full breakdown of costs, including any currency markup, before you commit. Speed depends on the currency, the country and when you fund the payment, so tell us your deadline and we tell you what is realistic.

Who we help

Families supporting relatives abroad
You send money in another currency, once or on an ongoing basis, and want to know exactly what it costs.
People facing an urgent need
A medical bill, a travel emergency or a sudden expense abroad. Tell us the deadline and we tell you what is realistic.
Newcomers sending money to their home country
You support family back home and want a fair rate and a clear cost, not a hidden markup.

How FinXtra works for you

1
Free 20-minute FX analysis
We review the amount, the currency and your deadline.
2
Open your account
Opening an account is free, with full access to the platform.
3
Fund the payment
Fund by bill payment, electronic funds transfer, bank wire or pre-authorized debit.
4
Send it
Send the payment in the currency your family needs. For regular transfers, ask about limit orders to target a better rate.

See the full cost before you send

Banks often waive the transfer fee but keep a wide markup on the exchange rate itself, which is where the real cost sits. We give you a full breakdown of costs, including any currency markup, before you commit, so you know exactly what you are paying.

Why families choose FinXtra

  • Reliable, competitively priced transfers for everyday and urgent support.
  • A full cost breakdown before you commit.
  • Access to wholesale FX liquidity, usually reserved for large corporations.
  • Transparent pricing. No hidden fees, no surprises.
  • 1,000+ clients worldwide.

Family support and emergency transfers: common questions

How fast can money reach my family?

It depends on the currency, the country and when you fund the payment. Tell us your deadline and we confirm what is realistic before you send.

Which currencies can I send?

You can send payments in 135+ currencies. Ask us about the country you are sending to.

How can I fund a payment?

Options include bill payments, electronic funds transfers, bank wire transfers and pre-authorized direct debits. For security and regulatory compliance, cheques and cash are not accepted.

Why are your rates better than my bank's preferential rates?

Banks often waive small transaction fees but keep a wide markup on the exchange rate itself, which is where the real cost sits. We give you access to wholesale FX liquidity usually reserved for large corporations, with transparent, market-linked pricing.

Are there account opening fees?

Opening an account is completely free, and you get full access to the platform.

Is FinXtra regulated?

FinXtra works with Ebury, which provides the payment and foreign exchange services. Ebury Canada is registered with FINTRAC, and all client funds are held with Ebury Canada in line with regulatory standards. See the regulatory disclosure at the bottom of this page for the US, UK and Mexico.

This page is general information, not financial advice. Services are subject to eligibility and approval. Hedging fixes your rate in both directions.

Free and no obligation

Make sure your support reaches your family at a fair rate

Book a free 20-minute FX analysis. We look at your situation and show you what works for you, at no cost and with no commitment.

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