International business payments in 135+ currencies, with no hidden fees
Pay suppliers, staff and partners abroad at transparent, market-linked rates. FinXtra sets up single and batch payments for businesses in Canada, the US, the UK and Mexico.
How do international business payments work with FinXtra?
You open an account through FinXtra, which is free, and get full access to the platform. You then choose your currency and send a single payment or a batch of payments. Transactions are executed through the global infrastructure. We give you a full breakdown of costs, including any currency markup, before you commit.
Who uses international payments
How to send an international payment with FinXtra
Limit orders
Set the exchange rate you want and let the trade run automatically when the market reaches it. It is a simple way to stop watching screens and still pay at a rate you chose.
Clear costs before you commit
- A full cost breakdown, including any currency markup, before you commit.
- Access to wholesale FX liquidity, usually reserved for large corporations.
- 135+ currencies you can pay.
- Free account opening.
- Multi-user access with custom approval workflows and dual authorization before funds are released.
- A dedicated adviser who handles the details.
"We have used FinXtra as our payments provider and find them excellent. It is not only the savings we have made; it is the ease of making the foreign transaction. I can simply send Joe an email and he handles everything for me."
"I was referred by a friend to work with Adnan. For several years now all my payables go through FinXtra. I save so much time with the payment batches. Thanks again to the whole team!"
International payments: common questions
How do I send an international payment?
Once your account is open and your requirements are finalized, you fund the transaction on the platform and we execute it. You can send a single payment or pay multiple recipients in one batch.
How can I fund a payment?
Options include bill payments, electronic funds transfers, bank wire transfers and pre-authorized direct debits. For security and regulatory compliance, cheques and cash are not accepted.
Can several people use the account, with approvals?
Yes. Administrators can add as many users as you need, set custom access levels, build approval workflows and require dual authorization (the four-eyes principle) before funds are released.
Are there account opening fees?
Opening an account is completely free, and you get full access to the platform.
Why are your rates better than my bank's preferential rates?
Banks often waive small transaction fees but keep a wide markup on the exchange rate itself, which is where the real cost sits. We give you access to wholesale FX liquidity usually reserved for large corporations, with transparent, market-linked pricing.
Which currencies can I pay in?
You have access to over 135 currencies with your account. Contact us to confirm availability for the currency you need.
Is FinXtra regulated?
FinXtra works with Ebury, which provides the payment and foreign exchange services. Ebury Canada is registered with FINTRAC, and all client funds are held with Ebury Canada in line with regulatory standards. See the regulatory disclosure at the bottom of this page for the US, UK and Mexico.
Payment and foreign exchange services are provided by Ebury under its terms and conditions. Exchange rates move, so the amount you pay or receive depends on the rate when you transact. This page is general information, not financial advice.
Compare your current payment costs with ours
Book a free 20-minute FX analysis. We prepare a tailored comparison of your international payments, at no cost and with no commitment.
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