FX solutions for importers and exporters who want to protect their margins
Lock in competitive rates on cross-border transactions and protect your margins against currency swings while you move goods globally with confidence.
How does FX affect importers and exporters?
When you buy or sell goods across borders, the exchange rate can move between the day you agree on a price and the day the money changes hands. That gap can erase a margin. FinXtra helps importers and exporters lock rates with forward contracts, pay suppliers abroad and collect from customers in their own currency, with access to wholesale FX liquidity.
Who we help
How FinXtra works for your business
Why FX is a margin issue, not a back-office task
On thin margins, a few points of currency movement can wipe out a supplier discount. Hedging fixes your rate in both directions, so you give up gains as well as losses. We help you decide how much of your exposure to lock and when.
Emerging markets: where most providers go quiet. We do not.
Your suppliers and customers are not all in the major currencies. Many providers handle the majors easily and go quiet the moment a payment involves Naira, Birr, CFA Franc, Real or Argentine Peso. FinXtra works corridors across Africa and Latin America, so you can pay and collect where your trade actually happens.
Availability and requirements depend on the currency, the country and your business. Your adviser confirms what is possible before you commit.
Why businesses in your sector choose FinXtra
- Forward contracts up to five years to lock your costs or your revenue.
- Zero margin forwards with no upfront collateral requirement for qualifying clients.
- Access to wholesale FX liquidity, usually reserved for large corporations.
- Transparent pricing. No hidden fees, no surprises.
- 1,000+ clients worldwide.
"We have used FinXtra as our payments provider and find them excellent. It is not only the savings we have made; it is the ease of making the foreign transaction. I can simply send Joe an email and he handles everything for me."
"I have worked with Nik for over 18 years now, I have been so pleased since the beginning made our job less worrying. He always manages to get us a better average on our FX futures contracts. I feel like he's part of our extended business."
FX for importers and exporters: common questions
How do importers protect against currency risk?
Importers can lock an exchange rate with a forward contract, so the cost of an invoice in a foreign currency is known in advance. We review your exposure in a free analysis.
Can I collect payments from customers abroad?
Yes. Currency accounts let you collect funds, and 35 currencies can be collected. Contact us to confirm availability for the currency you need.
Can I pay suppliers in their own currency?
Yes. You can send payments in 135+ currencies. Ask us about the currency and country you need.
Do I need to post collateral to hedge?
Ask us about zero margin forwards, which have no upfront collateral requirement for qualifying clients. We confirm the terms for your situation during your free analysis.
Why are your rates better than my bank's preferential rates?
Banks often waive small transaction fees but keep a wide markup on the exchange rate itself, which is where the real cost sits. We give you access to wholesale FX liquidity usually reserved for large corporations, with transparent, market-linked pricing.
Is FinXtra regulated?
FinXtra works with Ebury, which provides the payment and foreign exchange services. Ebury Canada is registered with FINTRAC, and all client funds are held with Ebury Canada in line with regulatory standards. See the regulatory disclosure at the bottom of this page for the US, UK and Mexico.
This page is general information, not financial advice. Services are subject to eligibility and approval. Hedging fixes your rate in both directions.
See what FX is costing your import or export business
Book a free 20-minute FX analysis. We review your exposure and show you what works for your business, at no cost and with no commitment.
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Solutions: International payments · Bulk payments · Limit orders · Forward contracts · Multi-currency accounts · FX facility · Payments to and from Mexico · CAD to EUR payments · Pay suppliers in China · Latin American currencies · African currencies · E-commerce payout currencies · API, AI and MCP integrations · FX options · Business lending · Trade finance
