Move your life and your wealth across borders, seamlessly
Relocating means moving money in several steps and several currencies. FinXtra offers FX rates that protect your assets during every step of relocation.
How do I move my money when I relocate?
A move abroad usually involves selling or paying for property, moving savings, paying deposits and settling in, often over weeks or months and in different currencies. Each transfer at a poor rate quietly reduces what you arrive with. FinXtra helps you plan the sequence, send each payment at transparent rates and, where the timing is known, lock a rate in advance with a forward contract. We give you a full breakdown of costs, including any currency markup, before you commit.
What a relocation transfer can look like
Illustrative example only, not a quote. The bank margin shown is an assumption used for comparison. Your rate, costs and savings depend on the currency, the amount, the timing and market conditions, and your adviser confirms them before you commit.
Who we help
How FinXtra works for you
Plan the transfers, not just the move
A relocation often involves one or two very large transfers. We look at the amounts, the currencies and the dates with you, and discuss whether to send now, lock a rate or set a target with a limit order. We do not give tax, legal or immigration advice, so speak with your accountant or lawyer about those questions.
Why people relocating choose FinXtra
- Rates and timing planned around each step of your move.
- Forward contracts up to five years and limit orders to target a rate.
- One named adviser who knows your timeline, your property dates and your currency exposure.
- Access to wholesale FX liquidity, usually reserved for large corporations.
- Transparent pricing. No hidden fees, no surprises.
- 1,000+ clients worldwide.
Relocation and expatriation: common questions
Can I protect the value of savings I am moving?
A forward contract can lock a rate for a transfer you plan, and a limit order lets you set a target rate. Hedging works in both directions, so we help you decide what makes sense.
Will I see the cost before I send?
Yes. We give you a full breakdown of costs, including any currency markup, before you commit to a transaction.
Can I move funds in several currencies?
Yes. You can send payments in 135+ currencies. Ask us about the countries involved in your move.
Do you give tax or immigration advice?
No. We handle the currency side. For tax, residency or legal questions, speak with your accountant or lawyer.
How can I fund a payment?
Options include bill payments, electronic funds transfers, bank wire transfers and pre-authorized direct debits. For security and regulatory compliance, cheques and cash are not accepted.
Is FinXtra regulated?
FinXtra works with Ebury, which provides the payment and foreign exchange services. Ebury Canada is registered with FINTRAC, and all client funds are held with Ebury Canada in line with regulatory standards. See the regulatory disclosure at the bottom of this page for the US, UK and Mexico.
This page is general information, not financial advice. Services are subject to eligibility and approval. Hedging fixes your rate in both directions.
Plan the money side of your move before you go
Book a free 20-minute FX analysis. We look at your situation and show you what works for you, at no cost and with no commitment.
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Solutions: International payments · Forward contracts
